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What is PayPal Credit?

PayPal Credit is a line of credit from Comenity Capital Bank that gives you the flexibility to pay for your purchase now, or pay over time. It's easy to apply and easy to use.

View PayPal Credit terms and conditions.

How is PayPal Credit different from Bill Me Later?

PayPal Credit is simply the new name for Bill Me Later. You will still enjoy all of the benefits of Bill Me Later, including great savings with special financing offers and the ability to buy now and pay over time.

How can I get PayPal Credit?

Simply log in to and apply for a PayPal Credit account—it takes just a few seconds. Just enter your birth date and the last 4 digits of your Social Security number and accept the terms. Approval takes only seconds. Don’t have a PayPal account? No problem—you can apply for PayPal Credit here.

What is Affirm?

Affirm offers easy financing - without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you will actually pay. Affirm is integrated into our website.

How do I apply?

All you have to do to get started is select Affirm as the payment method upon checkout and you will be guided through the easy account setup and approval process. 

Click Here for details on Affirm Financing.